Fund Collapse Sparks Fresh Questions About Super Safety
Thousands at risk—could an SMSF have protected them? The recent collapse of the First Guardian Master Fund has again exposed the fragility of large superannuation structures controlled by third-party trustees and investment platforms. More than $590 million in investor funds are currently frozen, and thousands of Australians are in limbo, unable to access their retirement […]
King Midas, Gold & SMSFs: A Modern Parable with Tax Consequences
In a world where financial markets move like the wind, one strategy glitters with timeless appeal: owning physical gold inside your SMSF. Let us tell you the story of “King Midas”, a client who felt wealthier having a couple of gold bars locked in his SMSF vault. To him, it wasn’t just about inflation hedging […]
Silver Surges as Gold Holds Strong: 2025 Mid-Year Metals Outlook
As economic uncertainty and geopolitical tensions continue to ripple across global markets, precious metals are again in the spotlight. Recent analysis from Ainslie Bullion shows silver gaining strong momentum—and gold holding firm with bullish forecasts for the remainder of 2025. Silver Leads the Charge Over the past three weeks, silver has surged more than 12%, […]
Gold (and silver) in your SMSF: ownership must knows
EXPANDED AND PUBLISHED – Our Brand-New Book on Gold in Your SMSF We’re proud to announce the launch of our brand-new book: Gold (and Silver) in Your SMSF: Ownership Must Knows. Designed for SMSF trustees and serious wealth builders, this book unpacks everything you need to know about holding precious metals in your super — […]
Protect it 101
We’ve just launched a new video series where Cass explains how to protect and pass on your hard-earned wealth. These introductory videos step you through all the basics of estate planning and asset protection, from Wills and EPOAs to SMSFs, trusts, and family wealth strategies. Take control now and plan for the future. Watch the […]
Build it, protect it, pass it on – 2025 company brochure
Why SMSF Succession Planning Matters More Than Ever
A recent Federal Court case, Lynn v Australian Financial Complaints Authority [2025] FCA 175, has sent a clear message to SMSF members and advisers: if your succession planning isn’t watertight, your loved ones could be left with a legal mess—and a significantly reduced inheritance. This case involved the estate of Richard Lynn, who passed away […]
What is a Testamentary Trust – and when does it come into effect?
A Testamentary Trust is a special type of trust that’s created through your Will. It only comes into existence after you pass away. Unlike a family trust set up during your lifetime, a Testamentary Trust is written into your Will and “springs to life” when your estate is administered. It’s like a built-in protective wrapper […]
SMSF Will vs Binding Death Benefit Nomination form
When you pass away, the balance of your Self-Managed Super Fund (SMSF) — including any life insurance held within the fund — does not automatically become part of your Will or estate. Instead, it’s up to the SMSF trustee to decide who receives your death benefit and how it’s paid out, unless you’ve implemented clear […]
SMSF crypto payments? Here’s what we’ve discovered.
If you’ve been blocked by Macquarie Bank when trying to invest your SMSF funds into crypto—you’re not alone. The bank has started blocking BSBs linked to popular exchanges, making it harder to move money from your SMSF for crypto investments. But here’s a smart workaround we’ve uncovered: If your SMSF holds an investment property, chances are it’s […]