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What’s All the Fuss About Super? It’s My Money, Right?
Super is back in the headlines, and the latest political discussion raises a question we suspect plenty of Australians have asked at one time or another: it’s my money, so why can’t I decide when to use it? It’s a fair question, and it sits at the heart of the current debate about whether Australians should have greater access to
Your Super. Their Plans. Your Vote: Election 2028
Superannuation is shaping up to become an election issue, and frankly, we think more Australians should be paying attention, talking about it and demanding action that serves everyday Aussies. There is now more than $4 trillion sitting in Australia’s superannuation system. That’s an extraordinary amount of money accumulated for the retirement of Australian workers, so perhaps it shouldn’t surprise us
Payday Super Is Here – What You Need to Know
From 1 July 2026, the way employers pay super has changed. Under the new Payday Super rules, super generally needs to reach an employee’s super fund within 7 business days of payday. So what does that actually mean for you? 1. What you need to know as an employee The biggest change is that you should receive your super much
Is Super a “National Asset”? What Australians Need to Know
Australia’s superannuation system is back in the spotlight. Recent comments from Prime Minister Anthony Albanese have sparked discussion about the role Australia’s enormous superannuation savings pool could play in the broader economy, including references to the potential of superannuation as a “national asset.” The discussion has included opportunities for superannuation capital to support Australian businesses, corporate debt, infrastructure and other
The New $3 Million Super Tax – Do You Need to Worry?
You may have heard about the new tax on super balances over $3 million, known as Division 296 tax. For most people, the key message is simple: If your total super balance is under $3 million, this new tax generally won’t apply to you. The new rules started on 1 July 2026 and apply to people with larger super balances.
What Property Can an SMSF Invest In?
Property is one of the asset classes an SMSF may be able to invest in, but the rules around SMSF property can become complex quite quickly. An SMSF may be able to invest in residential property, commercial property, vacant land and, in some circumstances, units in a property trust. How the property is owned matters. So does how it is